Protection

Events can occur beyond our control that may, if unprotected, result in our inability to maintain our mortgage and other commitments. This can lead to a poor credit rating and repossession of our property. Such events include:
Death or critical illness in a family can result in loss of their income or childcare role, not to mention emotional stress on remaining family members, and the mortgage still needs to be paid, as do all the other bills.Serious illness or injury can mean extended time off work and once the sick pay runs out (if there is any) the income stops. Without this we cannot pay for the mortgage, the bills, food, etc.Unemployment can happen to us in any industry or at any level, and if you cannot find a new job with sufficient pay quickly enough, this can mean the inability to cover financial commitments.

In our experience, many people will prioritise having the latest smartphone over ensuring they have adequate protection, believing that 'it won't happen to them'. We hope it doesn't, but ask yourself how you would manage if it did!

We search a wide range of insurance companies with the aim of finding the most competitive and appropriate protection products to suit your needs and circumstances, taking into account your budget and any existing protection you have through work or privately. Protection can be reviewed and updated at any time independently of the mortgage.