INSURANCE THAT DOES WHAT IT SHOULD

Insurance is offered everywhere nowadays – comparison sites, supermarkets, banks & building societies, vehicle breakdown companies etc. So why should you consider us for your home insurance? We can compare a number of insurance companies and have the knowledge and experience to make sure the cover is suited to your needs. We specialise in property related insurances:

BUILDINGS INSURANCE

This insurance is compulsory when taking out a mortgage and most people would want it anyway. For some leasehold properties the buildings insurance is paid for through a service charge.

CONTENTS INSURANCE

This is not actually compulsory but most people do take out this cover on their home, with good reason. A burglary is distressing, an accidental breakage is annoying, but just imagine the devastation of a house fire, and having to replace EVERYTHING you own.

LANDLORD’S INSURANCE

Buildings and contents insurance on a let property usually requires a specific landlord’s policy (or acceptance from the existing insurer if letting a former home). Unfurnished properties usually only require buildings insurance.

RENT GUARANTEE

Where tenants are unable or unwilling to pay, this can protect a landlord’s rental income until the situation is resolved.

HOME EMERGENCY COVER

This may be available as an add on benefit to your home or property insurance. We can advise of the additional costs and potential benefits if required.

LEGAL EXPENSES COVER

This may be available as an add on benefit to your home or property insurance. We can advise of the additional costs and potential benefits if required.

OTHER OPTIONAL COVERS

There are many other options to consider including accidental damage, cover for money and credit cards, personal possessions, bikes, malicious damage by tentants etc. We can save you the confusion and hassle, and explain everything, jargon free.

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